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Thread: Starting a Cottage School in Clearwater, Florida

  1. #1
    Join Date
    Nov 2017
    Location
    New Port Richey, Florida
    Posts
    1

    Default Starting a Cottage School in Clearwater, Florida

    Any Cottage Schools... what insurance agency did you use for general liability? Accord just told me they no longer write this kind of insurance. Oh no!! Thanks!

  2. #2
    Join Date
    Jun 2012
    Location
    Goodlettsville, TN
    Posts
    3,506

    Default Re: Starting a Cottage School in Clearwater, Florida

    Our company is Markel, brokered through a local--American Insurance Managers. PM me if you want our agent's info! Not sure how that works in Florida. We are in Tennessee.

    ETA: it's called their "Independent School Program"
    www.independentschoolinsurance.com
    Festina lentē,
    Jessica P

    2017-2018, Our sixth year of MP!
    DS: MPOA 4FLatin, 8A // DD: 6A // DD: 3A // DS: K

    Highlands Latin Nashville Cottage School
    www.nashvillelatinschool.com

  3. #3
    Join Date
    Jul 2016
    Location
    Mesa, AZ
    Posts
    40

    Default Re: Starting a Cottage School in Clearwater, Florida

    I went with HSLDA. They were the lowest cost by far from the options I researched!
    Mom to DS1 (10, 5th), DS2 (8, 3rd), DS3 (5, 1st), and DD (3, tag along).

    Highlands Latin Phoenix Cottage School

  4. #4
    Join Date
    Jun 2012
    Location
    Goodlettsville, TN
    Posts
    3,506

    Default Re: Starting a Cottage School in Clearwater, Florida

    Laura,
    I had no idea HSLDA offered cottage school insurance! Did you work with anyone in particular?
    Festina lentē,
    Jessica P

    2017-2018, Our sixth year of MP!
    DS: MPOA 4FLatin, 8A // DD: 6A // DD: 3A // DS: K

    Highlands Latin Nashville Cottage School
    www.nashvillelatinschool.com

  5. #5
    Join Date
    Jul 2012
    Posts
    89

    Default Re: Starting a Cottage School in Clearwater, Florida

    Quote Originally Posted by pickandgrin View Post
    Laura,
    I had no idea HSLDA offered cottage school insurance! Did you work with anyone in particular?
    Just quoting to follow.

  6. #6
    Join Date
    Jul 2016
    Location
    Mesa, AZ
    Posts
    40

    Default Re: Starting a Cottage School in Clearwater, Florida

    Quote Originally Posted by pickandgrin View Post
    Laura,
    I had no idea HSLDA offered cottage school insurance! Did you work with anyone in particular?
    Jessica and any other interested CS Directors,
    There is an application on the HSLDA website, that links to their insurance provider, NCG Insurance.
    https://hslda.org/GroupServices/Reso...aspx/Insurance
    I looked back through emails, and the woman I worked with was Tessa Davis (homeschoolsupport@ncginsurance.com, (800) 456-6624).
    The underwriting process was much more straightforward and simple than the other two or three companies I contacted. I was a confusing, uncategorizable liability to those other companies, but not to HSLDA/NCG! And their rates reflect that.
    -Laura
    Mom to DS1 (10, 5th), DS2 (8, 3rd), DS3 (5, 1st), and DD (3, tag along).

    Highlands Latin Phoenix Cottage School

  7. #7
    Join Date
    Jun 2012
    Location
    Goodlettsville, TN
    Posts
    3,506

    Default Re: Starting a Cottage School in Clearwater, Florida

    I looked into this when last you posted and it seemed like they would only cover non-employees (1099 contractors). Is that the case?
    Festina lentē,
    Jessica P

    2017-2018, Our sixth year of MP!
    DS: MPOA 4FLatin, 8A // DD: 6A // DD: 3A // DS: K

    Highlands Latin Nashville Cottage School
    www.nashvillelatinschool.com

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