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Starting a Cottage School in Clearwater, Florida

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    Starting a Cottage School in Clearwater, Florida

    Any Cottage Schools... what insurance agency did you use for general liability? Accord just told me they no longer write this kind of insurance. Oh no!! Thanks!

    #2
    Re: Starting a Cottage School in Clearwater, Florida

    Our company is Markel, brokered through a local--American Insurance Managers. PM me if you want our agent's info! Not sure how that works in Florida. We are in Tennessee.

    ETA: it's called their "Independent School Program"
    www.independentschoolinsurance.com
    Festina lentē,
    Jessica P

    2020-2021
    11th year HSing · 9th year MP
    @ Home, HLN, & Latin online
    11th, 9th, 6th, 3rd

    Highlands Latin Nashville Cottage School

    Comment


      #3
      Re: Starting a Cottage School in Clearwater, Florida

      I went with HSLDA. They were the lowest cost by far from the options I researched!
      Mom to DS1 (11, 6th), DS2 (9, 4th), DS3 (6, 2nd), and DD (3, JrK).

      Highlands Latin Phoenix Cottage School

      www.highlandslatinphoenix.org

      Comment


        #4
        Re: Starting a Cottage School in Clearwater, Florida

        Laura,
        I had no idea HSLDA offered cottage school insurance! Did you work with anyone in particular?
        Festina lentē,
        Jessica P

        2020-2021
        11th year HSing · 9th year MP
        @ Home, HLN, & Latin online
        11th, 9th, 6th, 3rd

        Highlands Latin Nashville Cottage School

        Comment


          #5
          Re: Starting a Cottage School in Clearwater, Florida

          Originally posted by pickandgrin View Post
          Laura,
          I had no idea HSLDA offered cottage school insurance! Did you work with anyone in particular?
          Just quoting to follow.

          Comment


            #6
            Re: Starting a Cottage School in Clearwater, Florida

            Originally posted by pickandgrin View Post
            Laura,
            I had no idea HSLDA offered cottage school insurance! Did you work with anyone in particular?
            Jessica and any other interested CS Directors,
            There is an application on the HSLDA website, that links to their insurance provider, NCG Insurance.
            https://hslda.org/GroupServices/Reso...aspx/Insurance
            I looked back through emails, and the woman I worked with was Tessa Davis (homeschoolsupport@ncginsurance.com, (800) 456-6624).
            The underwriting process was much more straightforward and simple than the other two or three companies I contacted. I was a confusing, uncategorizable liability to those other companies, but not to HSLDA/NCG! And their rates reflect that.
            -Laura
            Mom to DS1 (11, 6th), DS2 (9, 4th), DS3 (6, 2nd), and DD (3, JrK).

            Highlands Latin Phoenix Cottage School

            www.highlandslatinphoenix.org

            Comment


              #7
              Re: Starting a Cottage School in Clearwater, Florida

              I looked into this when last you posted and it seemed like they would only cover non-employees (1099 contractors). Is that the case?
              Festina lentē,
              Jessica P

              2020-2021
              11th year HSing · 9th year MP
              @ Home, HLN, & Latin online
              11th, 9th, 6th, 3rd

              Highlands Latin Nashville Cottage School

              Comment

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